Liberty Bank is participating in the FDIC's Transaction Account Guarantee Program.

Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
 
Liberty Bank’s NOW and Senior NOW accounts are eligible for the above coverage; Premium NOW accounts are not eligible for unlimited coverage, however FDIC’s general deposit rules will apply.