Personal Accounts

Personal Accounts

Account Type	Minimum Deposit To Open	Minimum Balance To Avoid Service Charges	Monthly Service Charge	Debit Item Fee	Transaction Limits	Checks With Statement	Earns Interest	Additional Information
Free Checking	$100	None	None	None	None	No	No
Regular Checking	$200	$800 & Over $600 to $799.99 $300 to $599.99 Less than $300	None $3.00 $5.00 $8.00	None	None	Yes	No
Liberty Gold	$200	None	None	None	None	Yes	Yes	Only Available to Customers 55 Years & Over Free Liberty Gold Checks, No ATM fees and Discounted Safe Deposit Box, Cashier’s Checks, & Travelers Checks.
NOW Account	$500	$1,500 & Over Less than $1,500	None $8.00	None	None	Yes	Yes
Investment Account	$1,000	$1,000 & Over Less than $1,000	None $10.00	$5.00 Per debit in excess of six (6) per statement cycle	Six (6) Withdrawals per statement cycle*	Yes	Yes	*Only three transactions per statement cycle can be made by check or to a third party
At Liberty Account	$10,000	$10,000 & Over Less than $10,000	None $10.00	None	None	N/A	Yes	Unlimited transfers by mail, messenger, or in person to your other accounts at Liberty Bank. Unlimited withdrawals by mail, messenger or in person. Cash withdrawals must be made in person. Unlimited automatic (preauthorized) transfers for the purpose of paying loans at Liberty Bank.
Savings Account	$200	$100 & Over Less than $100	None $5.00 Per statement cycle	$5.00 Per debit in excess of six (6) per statement cycle	** Six (6) Withdrawals per month	N/A	Yes	**Transfers from a Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no more than three by debit card or similar order to third parties.