|
Account Type |
Minimum Deposit
To Open |
Minimum Balance To Avoid
Service Charges |
Monthly Service Charge |
Other Fees |
Transaction Limits |
Earns Interest |
Additional
Information |
Small
Business
Checking |
$500 |
$1,000 and Over
Less than $1,000 |
None
$10.00 |
$.50 per debit over
fifty (50) |
None |
No |
|
Commercial
Checking
|
$500 |
Varies upon
services utilized
each month. |
$20.00
Monthly
Maintenance
Fee |
$.20 per debit item
$.10 per deposited item
$6.00 per return item
$6.00 per return item rerun
$.25 per strap currency
$.10 per rolled coin |
None |
No |
An earnings credit equal to the average
90 day T-Bill rate will be calculated on the monthly
average collected balance less the reserve, float, and
FDIC assessment charges. This earnings credit will be
applied to reduce your monthly maintenance fee and other
fees listed. The earnings credit cannot exceed your
total monthly fees. |
Investment
Account |
$1,000 |
$1,000 and Over
Less than $1,000 |
None
$10.00 |
$5.00
Per debit in excess of six (6) per statement cycle |
Six (6)
Withdrawals
per statement cycle* |
Yes |
*Only three transactions per statement cycle can be made
by check or to a third party |
At Liberty
Business
Account |
$10,000 |
$10,000 and Over
Less than $10,000 |
None
$10.00 |
None |
None |
Yes |
Unlimited Automatic (preauthorized)
transfers for the purpose of paying loans at Liberty
Bank. Unlimited transfers made by mail, messenger, or in
person to another account of yours at Liberty Bank.
Unlimited withdrawals made by mail, messenger, or in
person. Cash withdrawals must be made by you in person. |
Savings
Account |
$200 |
$100 and over
less than $100 |
None
$5.00
Per statement
cycle |
$5.00
Per debit in excess of six (6) per statement cycle |
**
Six (6)
Withdrawals
per month |
Yes |
**
Transfers from a Savings account to
another account or to third parties by preauthorized,
automatic, or telephone transfer are limited to six per
month with no more than three by debit card or similar
order to third parties. |
